Austin Home Buyer's Grant Guide 2025

📋 Available Grants & Programs

🏆 Texas First-Time Home Buyer Program

Amount: Up to $15,000

Requirements: First-time buyer, income limits apply

Use: Down payment and closing cost assistance

🌟 Austin Housing Finance Corporation (AHFC)

Amount: Up to $10,000

Requirements: Austin residents, income qualifications

Use: Down payment assistance, forgivable loans

🎯 ITIN Buyer Assistance Programs

Amount: Up to $8,000

Requirements: ITIN holders, steady employment

Use: Closing costs and down payment help

💼 Self-Employed Buyer Programs

Amount: Up to $5,000

Requirements: 1099 income, bank statements verification

Use: Closing cost assistance

🎯 ITIN Loan Qualification Guide

            ✅ You May Qualify If:
            You have an ITIN (Individual Tax Identification Number)
Steady employment or self-employment income
2+ years of tax returns
Down payment of 10-20% available
Debt-to-income ratio under 50%

        

📊 Income Requirements by ZIP Code

78759 (Austin NW): Up to $89,400 for family of 4
78664 (Round Rock): Up to $86,200 for family of 4
78613 (Cedar Park): Up to $91,800 for family of 4
78681 (Round Rock South): Up to $88,600 for family of 4

📝 Step-by-Step Application Process

Initial Consultation: Contact Sully for free 15-minute assessment
Document Gathering: Tax returns, pay stubs, bank statements
Pre-Approval: Get pre-approved with ITIN-friendly lenders
Grant Applications: Apply for all eligible programs simultaneously
Home Search: Find homes within your qualified price range
Closing: Complete purchase with grant funds applied

⚡ Required Documents Checklist

For ITIN Loan Applications:

✅ ITIN Letter from IRS
✅ 2 years of tax returns (with translations if needed)
✅ 3 months of bank statements
✅ Pay stubs or 1099s
✅ Employment verification letter
✅ Passport or foreign ID

💰 Real Success Stories

Maria & Carlos (Round Rock): "Sully helped us get $18,000 in grants + ITIN loan approval. We thought buying a home was impossible without SSN. Now we have our dream home!"

Roberto (Self-Employed, Austin): "As a contractor with 1099 income, other agents said I couldn't qualify. Sully got me approved with bank statement loan + $12,000 in grants."

🎯 Ready to Get Started?

Sully Ruiz - REALTOR® & ITIN Loan Specialist

📞 (512) 412-2352 | ✉️ realtor@sullyruiz.com

💚 WhatsApp: wa.me/15124122352

⚡ Guaranteed response within 2 hours

🏆 Top 2.5% of Austin REALTORS® (PT50® 2025)

🌟 5-star rated with 46+ client reviews

Contact me today for your FREE consultation and grant eligibility analysis!

🏠 Austin Home Buyer's Grant Guide 2025